Evolutionary Game Analysis on the Supervision of Bad Loans in Commercial Banks

摘要

The economic man's rational behavior and information asymmetry and other reasons, often lead to the commercial bank has hidden the impulse of non-performing loans, resulting in inconsistent accounts of the situation, affecting the economic operation. In this game the situation of information asymmetry, evolutionary game based on the idea of the establishment of commercial banks and regulators in two groups of non dynamic replication system symmetry evolutionary game, evolutionary stable state analysis system under different circumstances. It is concluded that under the condition of different parameter values, the system will tend to be in a different state of equilibrium.