The risks and legal advice of NFC payment

摘要

Based on the environment of mobile e-commerce, the issue of the risks of mobile payment arouses wide attention. But 《The Management Approaches of Online Payment of Non-bank Payment Institutions》 does not apply to NFC payment. Aiming at the problems of NFC payment, including security risks of passive NFC Tags, information disclosure risks in the implementation environment and security risks of mobile terminals. Supervision as main measures, comprehensive using of constraints, authorization and certification, and regulating information utilization and protection are proposed, in order to promote the healthy development of NFC payment and achieve continuous innovation of mobile e-commerce.