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THE CONSTRUCTION OF THE CORE ENTERPRISE CREDIT EVALUATION MODEL AND ITS APPLICATION IN SUPPLY CHAIN FINANCE

机译:核心企业信用评估模型的构建及其在供应链融资中的应用

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Supply chain finance, as a new way of financing, builds a mutual benefit situation, in which the bank, enterprises and the entire supply chain all benefit from it.The credit support that core enterprises provide for the small and medium enterprises (SMEs) means an important guarantee for the establishment of supply chain finance.However, if the core enterprise breaks the contract, then the supply chain finance may face the possibility of fracture, and the banks may suffer loss at the same time.Based on the Analytic Hierarchy Process (AHP), this paper establishes the credit risk assessment model for the core enterprise.After that, we apply this model to evaluate the core enterprise (steel company A) credit, and the result shows that it has good credit and a good level of solvency.Because the model is convenient, can be operated easily, and can obtain data easily, it can be used as the comprehensive evaluation method for the current credit risk of the core enterprise.
机译:供应链金融,作为一种新的融资方式,建立了一个互惠互利局势,其中银行,企业和整个供应链都受益于其中。核心企业为中小企业提供的信贷支持(中小企业)意味着建立供应链金融的重要保障。但是,如果核心企业违反合同,则供应链金融可能面临骨折的可能性,并且银行可能会遭受损失。基于分析层次处理(AHP),该论文建立了核心企业的信用风险评估模型。在此之后,我们将该模型应用于评估核心企业(钢铁公司A)信用卡,结果表明它具有良好的信誉和良好的级别偿付能力。因为该型号方便,可以轻松操作,并可轻松获得数据,可用作核心企业信用风险的综合评价方法。

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