Research on the Credit Chain of the Real Estate Project’s Interaction among Bank and Enterprises Basing on the Entropy Theory

摘要

This paper presents the definition, foundation principles and operation mechanism of the interaction among bank and enterprises of real estate project basing on the analysis of the benefit demands of the bank, developer and the construction enterprises who are the main participators of the real estate development. Through the way of integrating the superior resources of the participators, the interaction mode realizes the normal and rational utilization of development funds, the decrease of financial risk, the increase of the project’s development benefit and the maximum benefit of the participators. This paper abstracts the credit chain model according to the interaction mode of real estate project development. The entropy theory is introduced to compare the credit relationships of the participators in traditional mode and interaction mode and verifies the reliability and feasibility of the interaction mode further.