For the twenty last years, the smart card market has grown from nothing to approximately a bilion cards a year for 1996. Many applications have been identified as typical areas of that technology, mostly electronic money and identification of individuals. However, for many service providers and application designers, the smart card domain is still hazardous and not perfectly well identified in terms of technology and capabilities. The ratio of project failures is extremely high and many existing applications do not fit with their initial definition. This remark leads to give the greatest importance to the identification of that technology and its existing and potential characteristics and market. Then, it becomes easier to look at the future as the convergence between technological improvements and innovative applications requirements.
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