Research on Strategic Risk Management of Network Banks under the New Competitive Situation

摘要

Network of business in banks is an important characteristic in the development of international banking, and an inevitable trend to the banking development in China. Currently, business of network banks develops rapidly in the whole world, the transaction amount is increasing very fast, and commercial banks in China have also launched on the new land. Developing network bank business vigorously has become one of the key elements in financial development in China. In 2006, financial affairs had been completely open to foreign banks. Facing the impact of foreign banks, managing network banks effectively is important and practical. In the process, risks are turning to be global, and information is asymmetric. In this paper, the basic theories of strategic risk are discussed. According to the sources of strategic risk, competitive risk is analyzed. And then some instructive suggestions on evaluating, analyzing and managing strategic risk of network banks are promoted.