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BLOCKCHAIN-BASED METHOD AND SYSTEM FOR ENTERPRISE CREDIT ENHANCEMENT AND FINANCIAL INSTITUTION CREDIT GRANTING

机译:基于区块链的企业增信和金融机构授信方法与系统

摘要

A blockchain-based method and system for enterprise credit enhancement and financial institution credit granting. The method for enterprise credit enhancement comprises: trade data of a core enterprise and a supplier is stored in a blockchain (101); the core enterprise issues a credit enhancement request to a financial institution, and pledges the trade data stored in the blockchain to the financial institution (102); the core enterprise receives credit granting information of the financial institution (103); the supplier issues a loan request to the financial institution according to the credit granting information of the core enterprise, and receives lending information of the financial institution (104); and the supplier receives, upon repayment to the financial institution, the pledged trade data information released by the financial institution (105). By adoption of the method and the system, the enterprise credit enhancement is achieved on the basis of the blockchain, and the enhancement and efficient transmission of the credit of the core enterprise can be improved.
机译:一种基于区块链的方法和系统,用于企业信用增强和金融机构信用授予。该企业信用增强方法包括:将核心企业和供应商的交易数据存储在区块链中(101);核心企业向金融机构发出信用增级请求,并将区块链中存储的交易数据抵押给金融机构(102);核心企业接收金融机构的授信信息(103);供应商根据核心企业的授信信息向金融机构发出贷款请求,并接收金融机构的贷款信息(104);供应商在向金融机构还款时收到金融机构发布的质押贸易数据信息(105)。通过采用该方法和系统,实现了基于区块链的企业信用增级,提高了核心企业信用的增级和高效传递。

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