Design and Management of Credit Projects for Small and Medium Scale Enterprises: Guidelines for Working with Commercial Financial Institutions

摘要

The guidebook is intended to assist A.I.D. field missions in designing and implementing private sector credit projects. It contains a distillation of lessons learned through evaluation of several of the projects carried out under the Investment Office of the Bureau for Private Enterprise (PRE), particularly through the Bureau's Private Sector Revolving Fund. The guidebook provides a general description of the types of assistance and implementing mechanisms. It also points out specific elements in design that have proved decisive in the success or failure of credit projects. Where possible, the guidebook takes into consideration the differences between PRE's operating mandate and the mandate that missions with bilateral programs may face. While the guidebook is primarily intended for A.I.D. field staff, it is hoped that it will also be useful to a variety of institutions in developing countries.