SYSTEMS AND METHODS FOR DETECTION OF ONLINE PAYMENT MECHANISM FRAUD

摘要

There is provided a method for detecting fraudulent use of monetary credentials during online transactions, comprising: receiving by a computing system, from a client terminal via a network, a request to obtain a digital voucher having a certain monetary equivalent using monetary credentials of a user, determining, a risk of malicious use of the monetary credentials according to an analysis of data denoting the context of the monetary credentials, providing, to the client terminal, a digital unusable voucher, wherein the digital unusable voucher is invalid for performing an online transaction, wherein the digital unusable voucher is structurally similar to a valid voucher that is valid for performing the online transaction, and identifying malicious use of the monetary credentials when within an elapsed predefined interval of time, no appeal in response to invalidity of the digital usable voucher during an attempt to perform the online transaction is received from the user.