A method for managing a P2P (Peer-to-Peer) financial deposit is a P2P financial deposit management method through a P2P financial platform for operating a deposit of a P2P financial service provided by a P2P financial company in a financial institution, wherein the P2P financial platform includes the receiving an investment deposit request from a P2P financial company or a user device of an investor using the P2P financial service; requesting, by the P2P financial platform, to deposit the investment money into an account of the financial institution corresponding to the P2P financial institution from the financial institution server in response to the request for depositing the investment; and transmitting, by the P2P financial platform, a deposit result to the P2P financial company or the user device corresponding to the investment deposit request. According to the above method, by operating the investment in P2P financial services as a deposit through a publicly trusted institution such as a bank, it is possible to block the possibility of fraudulent misuse of loan assets by P2P financial companies and to prevent damage to investors that may occur in case of bankruptcy of P2P financial companies. Through this, investors can build more trust in safety when investing in P2P investment products, and P2P finance can be the basis for establishing itself as an axis of the fintech industry.
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