CREDIT EVALUATION SYSTEM AND METHOD BASED ON ELECTRICITY CONSUMPTION

摘要

The present invention relates to a power usage-based credit evaluation system and method capable of real-time credit evaluation and reducing collateral management costs. a measurement unit for obtaining second power usage information including; a storage unit for storing the first power usage information and the second power usage information, and for storing a setting value inputted from the outside; and a rule-based credit evaluation unit generating first credit evaluation information by evaluating the credit of the customer in a rule-based manner based on the set value, the first power use information, and the second power usage information.