INTEGRATED QR PAYMENT METHOD AND INTEGRATED QR PAYMENT SYSTEM

摘要

In the integrated QR payment method, the pay application generates a payment QR code for each pay that represents payment information for each pay having a unique format, and the QR code integration module combines the payment QR code for each pay to represent standard payment information having an integrated standard format. It is converted into an integrated payment QR code, and the merchant terminal reads the integrated payment QR code displayed on the user terminal and transmits standard payment information to the integrated relay server, and the integrated relay server obtains payment information for each pay from the standard payment information. The payment information for each pay is transmitted to the payment service provider server corresponding to the pay application of, and the payment service provider server performs payment processing based on the payment information for each pay. Accordingly, even if a new QR pay is added, development of an affiliated store terminal may not be required.