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Systems and methods for use in analyzing declined payment account transactions

机译:用于分析的系统和方法拒绝支付账户交易

摘要

Disclosed are exemplary embodiments of systems and methods for analyzing declined payment account transactions. In an exemplary embodiment, a method generally includes accessing, by a computing device, a declined transaction associated with a payment account, and applying, by the computing device, at least one rule to transaction data associated with the payment account and/or transaction data associated with a merchant involved in the declined transaction. The method also includes, based on the at least one applied rule, appending, by the computing device, a fraud accuracy tag to the declined transaction in a data structure, where the fraud accuracy tag is indicative of whether the decline of the transaction is a true positive decline or a false positive decline, whereby the fraud accuracy tag is suitable to provide insight into accuracy of a fraud strategy implemented in connection with the declined transaction.
机译:公开了用于分析拒绝支付账户交易的系统和方法的示例性实施例。在示例性实施例中,一种方法通常包括通过计算设备访问与支付帐户相关联的拒绝交易,并由计算设备应用于与支付帐户和/或事务数据相关联的交易数据的至少一个规则与参与拒绝交易的商家有关。该方法还包括基于至少一个应用规则,通过计算设备将欺诈准确性标签附加到数据结构中拒绝的事务,其中欺诈准确性标签指示交易的衰落是一个真正的积极下降或虚假的积极下降,由此欺诈准确性标签适合提供洞察与拒绝交易相关的欺诈策略的准确性。

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