Risk analysis system and risk analysis method

摘要

PROBLEM TO BE SOLVED: To provide a technology for predicting, with high reliability, the amount of medical expenses arising in the future.SOLUTION: A risk analysis system comprises: a storage device that stores a subject data including information on a subject's health; an analysis device that analyzes the risk on the subject's health on the basis of the subject data acquired from the storage device; and an output device that outputs a result of analysis conducted by the analysis device. The analysis device includes: a risk estimation part that estimates an event onset risk for the subject on the basis of the subject data; a medical expense prediction part that predicts future medical expenses that are medical expenses arising in the future for the subject on the basis of the event onset risk estimated by the risk estimation part and the subject data; and a calculation part that calculates the amount of insurance premium paid by the subject when the subject buys a medical insurance on the basis of the set condition for the medical insurance. The output device presents, to the subject, the condition for the medical insurance, and the amount of insurance premium and the future medical expenses.SELECTED DRAWING: Figure 5