Management method of closed-end loan portfolio and real estate secured lending

摘要

(57) a method for the form of analysis tools that have been developed in order to improve the analysis of the performance of the past and future of the [summary] loan portfolio, the closed-end loan portfolio management and real estate secured lending. According to one aspect, the present invention can be integrated into the loan type lending unit. In this case, the loans that are included in each type, I started in a period during a given interval. Can be compared with each other age lending mold in different possible ways, the present invention inter-comparison of types different each other. Early warning components of the system, to predict the failure rate of the loan portfolio, which is expected to forward-looking time window during. Matrix link component of the present invention, to predict the default rate of the loan portfolio at the time that a combination of early warning component of the present invention and loan type analysis, you select a future. Results of the analysis are shown schematically, and / or fed back automatically to perform "yes" and "no" decision for various investment loan portfolio.