CYBER BANKING PROCESS AND SETTLEMENT SYSTEM ON INTERNET ELECTRONIC BUSINESS

摘要

The present invention relates to a settlement system on internet electronic business, and more particularly, to a cyber banking process for electronic commerce, for processing account information and related management information occurred by a process by inputting the account and related information at one time, having an OPOI system with possibility of expansion of each business affair process based on the account process, being applied to the business affair step by step, reducing the number of times of the transaction by means of process integrating and simultaneously processing the account system and information system so that is expanded and connected to an existing process when new business affair is developed. Since a cyber bank internal integrated affair processor and a cyber bank payment settlement affair processor for voluntarily and effectively coping with respect to variety of demands and needs for the internet-based electronic commerce which will be a mail economic basis in the future, the present invention realizes (1) integrated affair process (OPOI) required to develop the cyber bank software, and (2) a payment settlement of the business affair process applied to the internet electronic commerce. As the result, the payment settlement between a company and an individual and each company are enabled, a financial infra which is easily linked to the existing system when new business affair is developed, can be constructed.