Method for payment administration in electronic networks which are at least partially public access

摘要

The payment method has an order supplied from a debitor (D) to a creditor (K), with the debitor supplied from the creditor with an order confirmation and the charge and the corresponding bank charge information provided by the debitor for the creditor. The bank of the debitor (BD) is informed of the charge and supplied with the order information and the creditor identity, with the bank supplying the creditor with confirmation of the debitor identity and transferring the charge payment to the bank of the creditor (BK) upon confirmation of the goods delivery. Also included are Independent claims for the following: (a) an EDV system for goods payment in a public access electronic network; (b) a computer program for goods payment in a public access electronic network