BUSINISS METHOD FOR PROVIDING FINANCIAL AGENCY SERVICE USING E-MAIL AND CYBER-ACCOUNT AND COMPUTER READABLE MEDIUM HAVING STORED THEREON COMPUTER EXECUTABLE INSTRUCTION FOR PERFORMING THE METHOD

摘要

PURPOSE: A method for financial agency service using internet and cyber accounts is provided to resolve spacial restrictions through financial transactions by enabling the operator to create cyber money in the cyber account and allow a service user to request financial transactions through e-mail. CONSTITUTION: A method for financial agency service using internet and cyber accounts is composed of connection, approval, and cooperation. A service user(30) and a transaction client(40) can connect to the service operator's(10) main server(60) through the internet(20). The connection method to access the service comprises of e-mail, PCs workstations, portable internet communication devices, and other e-mail support devices. The user can use any devices that supports the e-mail functions. The service operator receives cooperation approval from the related financial institutions(50) prior to the service initiation and must be able to share the database. The service operator's main server is composed of a financial information DB(70) and a service user information DB(80) that connect to the affiliated financial institute.