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GUARANTEED CREDIT CARD SYSTEM AND GUARANTY METHOD THEREFOR

机译:保证的信用卡系统及其保证方法

摘要

PROBLEM TO BE SOLVED: To provide a credit card system and method capable of dealing with the occurrence of large transaction which cannot be dealt with within the own credit limit of a credit card company. SOLUTION: The credit card system judges whether an entry applicant can be dealt with within the own credit limit of the credit card company based on entry data from the joining applicant transmitted via the Internet, sorts the entry data to guaranty examination object data or guarantee examination non-object data, sends the guarantee examination object data to a guaranty company system, receives result data of the guaranty examination carried out to the guarantee examination object data by the guaranty company system, assigns a card number and sets the credit limit to the entry applicant concerning the guaranty examination object data based on the result data of the guaranty examination.
机译:解决的问题:提供一种信用卡系统和方法,其能够处理在信用卡公司自己的信用额度之内无法处理的大笔交易。解决方案:信用卡系统基于通过互联网传输的加入申请者的录入数据,判断是否可以在信用卡公司自己的信用额度内处理录入申请者,将录入数据分类为担保检查对象数据或担保检查非对象数据,将担保检查对象数据发送到担保公司系统,接收由担保公司系统对担保检查对象数据进行的担保检查的结果数据,分配卡号并为输入设置信用额度申请人根据保证检查的结果数据来保证检查对象数据。

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