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Innovations in health insurance

机译:健康保险创新

摘要

One aspect of the present invention includes determining a variable medical co-payment according to marginal clinical utility. A set of clinical factors are processed to identify a specific clinical condition. As provided by an independent panel of physicians, medical care alternatives are described for the specific clinical condition. The independent panel of physicians further indicates corresponding marginal clinical utilities of the medical care alternatives. Variable co-payments are applied to the medical care alternatives in an inverse relationship with the corresponding marginal clinical utilities.
机译:本发明的一个方面包括根据边际临床效用确定可变的医疗共付额。处理一组临床因素以识别特定的临床状况。由独立的医生小组提供,针对特定的临床状况描述了医疗替代方案。独立的医生小组还指出了医疗替代方案的相应边际临床效用。可变共付额与相应的边际临床效用成反比关系地应用于医疗替代方案。

著录项

  • 公开/公告号US2002077855A1

    专利类型

  • 公开/公告日2002-06-20

    原文格式PDF

  • 申请/专利权人 RUBENSTEIN JOEL J.;

    申请/专利号US20010962931

  • 发明设计人 JOEL J. RUBENSTEIN;

    申请日2001-09-25

  • 分类号G06F17/60;

  • 国家 US

  • 入库时间 2022-08-22 00:51:00

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