首页> 外国专利> System and method for recommending financial products to a customer based on customer needs and preferences

System and method for recommending financial products to a customer based on customer needs and preferences

机译:根据客户需求和偏好向客户推荐金融产品的系统和方法

摘要

A system and method for enabling a customer to apply for a plurality of financial products (e.g., automobile loan, mortgage, home equity loan, credit card) simultaneously. The system obtains information about the customer at a first point of contact. An application is completed using the information. Based on the information, the system utilizes a profiling method to determine whether one or more financial products are available to the customer. A determination may be based on a single score calculated using the information and information provided in the application which corresponds to one or more underwriting criteria and policy rules. The score and application may be applied to each financial product. The determination may also include approving the application for the one or more financial products. The system may then recommend the one or more financial products to the customer. The customer may accept and close one or more of the financial products recommended.
机译:一种使客户能够同时申请多种金融产品(例如汽车贷款,抵押,房屋抵押贷款,信用卡)的系统和方法。该系统在第一联系点获得有关客户的信息。使用该信息完成申请。基于该信息,系统利用配置文件方法确定客户是否可以使用一种或多种金融产品。确定可以基于使用与应用程序中提供的信息和信息相对应的单个分数计算,该信息与一个或多个承保标准和政策规则相对应。分数和应用可以应用于每个金融产品。该确定还可以包括批准一种或多种金融产品的申请。然后,系统可以向顾客推荐一种或多种金融产品。客户可以接受并关闭推荐的一种或多种金融产品。

著录项

相似文献

  • 专利
  • 外文文献
  • 中文文献
获取专利

客服邮箱:kefu@zhangqiaokeyan.com

京公网安备:11010802029741号 ICP备案号:京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有
  • 客服微信

  • 服务号