A SSL-based electronic payment method for protecting trust information and computer-readable medium recording the method

摘要

The present invention relates to an electronic payment method for credit protection based on SSL.; The method includes transmitting to the customer's computer to generate at least a transaction sequence number (MSEQ) shopping malls shopping malls in the computer; Comprising: a customer create customer proprietary information (SEC), IDS, MSEQ, PI, a value encoding the H (OI) (PT) and a hash code of HS by using a public key of a trusted authority; The customer transmits the IDS, PI, OI, the case when transmitting the PT to the mall, check for the PI and OI fit in a shopping mall, and a PI and OI correct, error-free MSEQ, PI, H (OI), and PT with trusted authority the method comprising; Decodes the PT from the trusted authority, obtain the SEC, IDS, MSEQ, PI, H (OI), it is determined whether or not an error if there is an error to produce the error signal; From the trusted authority to approve the payment step in the absence of error, and generate a payment authorization code (APPN) and HT credit organizations and transmits it to the shopping mall, and transmitting the error signal to a shopping mall, if there is an error; And a mall if receiving APPN and HT and send it to the customer, and the customer when the same compared to the HT and the received HT that it generates an orderly shutdown of the payment process, and receive the error signal, or the two HT other errors indicate the occurrence and is characterized in that it comprises the step of the end of payments. According to the invention, using a public key encryption for secure electronic payment when the customer information leakage by allowing the credit institutions decrypt the credit information of the customer.