CREDIT INFORMATION PROCESSING METHOD AND SYSTEM THEREFOR, CREDIT INFORMATION PROCESSING PROGRAM AND CLIENT SYSTEM CONTROL METHOD

摘要

PROBLEM TO BE SOLVED: To provide an information processing technology capable of increasing the speed and efficiency and reducing the cost for an individual article installment-related procedure corresponding to the characteristics. SOLUTION: At the time of applicant for purchasing commodity in a Web site W1 of a member shop, a user 4 is guided to a Web site W2 of a credit company 1 by a link L, and performs individual article installment contract application and down-loads a grant written file. The applicant is examined, and the result is reported to the user 4 and a member shop 6. When the examination result is OK, the member shop 6 provides the user 4 with a commodity. At this time, when the user receiving the commodity inputs commodity confirmation on a designated Web page, money paid for it is sent from the credit company 1 to the member shop 6. The credit company 1 ascertains the total sum obtained by subtracting incentive to the user's 4 cooperation in contract application through the net from the principal and interest and sum of claim for every month.