LIFE INSURANCE DATA PROCESSING SYSTEM AND LIFE INSURANCE PLAN DATA PROCESSOR

摘要

PROBLEM TO BE SOLVED: To provide a data processing system adaptable to free insurance planes.;SOLUTION: A plan data processor sets an insured amount to vary during a payment period according to a customer's requirement. Further, an accepted premium at each payment is calculated as a value between the maximum and minimum values of a provisional premium of the type adopting natural premium corresponding to the insured amount, so that the total of payment periods is the same for both the provisional premium and the accepted premium. A premium data processing device processes data about the payment of security insurance and related savings insurance according to the acceptance of the accepted premium at each payment. The savings insurance is used to absorb a difference between the accepted premium and the provisional premium; processes are carried out so that, when the provisional security insurance premium is less than the accepted premium, the accepted premium exceeding the provisional premium is set as a reserve premium, and so that when the provisional premium is greater than the accepted premium, the reserve premium already in reserve is cut to provide the premium.;COPYRIGHT: (C)2003,JPO