METHOD OF ALLOCATING FUND IN FINANCIAL INSTITUTION

摘要

PROBLEM TO BE SOLVED: To provide a method of allocating funds in financial institutions which, if a customer relies on fund transfer from the customer's designated account for the purchase of financial products such as investment trust beneficiary certificates or foreign currencies requiring a managed account to be opened and if fund transfer cannot be achieved, makes it possible to prevent a managed account from being opened wastefully.;SOLUTION: When subscription data are input from the input device 24 of a first financial institution, a CPU 13 sends predetermined information to a second financial institution 23 according to the subscription data. After a report of the completion of a process based on the predetermined information is received from the second financial institution 23, data requesting fund transfer and fund remittance are sent to the second financial institution 23 according to predetermined requirements involved in the subscription data. Only when the CPU 13 receives result data showing that the fund transfer and the fund remittance have been achieved, the CPU executes confirmation of opening a dealing account; if the opening of the dealing account is determined to be necessary, a dealing account is opened.;COPYRIGHT: (C)2004,JPO