SYSTEM AND METHOD FOR OFFERING AND MANAGING A INSURANCE GOODS USING A CREDIT MEMBER'S SETTLEMENT APPARATUS

摘要

PURPOSE: A system and a method for managing the insurance goods provision using a member shop terminal are provided to make a subscriber or a member shop proprietor effect and manage a guarantee insurance of an article in real-time by using a terminal installed in the member shops. CONSTITUTION: Member shop terminals(A1-An) include a display part for operating a settlement button and a guarantee insurance subscription button, inputting the card information, and displaying the information, and a communication module. Buyer terminals(B1-Bn) include a web browser for outputting the guarantee insurance information and the communication module. Insurance company servers(SS1-SSn) register the guarantee insurance for the article by receiving an insurance subscription signal and the article information from the member shop terminal, and process an insurance rate for the article. Card company servers(CS1-CSn) process the credit settlement by receiving the settlement information for the article and the guarantee insurance. An insurance goods providing/management server(SGPMS) processes the insurance subscription, and transmits the card information of a subscriber to the card company server.