Credit transactions system using internet situation of wireless device and credit transactions method its system

摘要

PURPOSE: A system and a method for a credit transaction through an Internet environment of a terminal are provided to instantly meet use limit and limit cancellation of a credit card by using a mobile Internet environment of the terminal. CONSTITUTION: A terminal information database(22) stores the information for a user of the terminal(10). A card information database(32) stores the credit information for the credit card of the user. A terminal information control program(24) withdraws the information of the user from the terminal information database and transmits it to a credit card company(30) if the user inputs a credit transaction condition to the credit card company through the Internet environment of the terminal. A card information control program(34) approves the credit transaction condition or cancels the approval by comparing the credit information extracted from the card information database with the terminal information transmitted from the terminal information control program. A control module(40) stores a result value for the approved credit transaction condition in the card information database and outputs it to the terminal.