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SYSTEM AND METHOD FOR DEPOSIT SECURITY LOAN VARYING AVAILABLE LOAN AMOUNT

机译:改变可用贷款金额的保证金贷款系统和方法

摘要

PURPOSE: A system and a method for a deposit security loan varying an available loan amount are provided to offer a customer with the convenient and cheap liquidity by automatically varying/managing the available loan amount depending on the variance of the deposit balance offered as security. CONSTITUTION: A customer client(10) receives a deposit security loan related request from a customer and outputs the deposit security loan related information to the customer. A deposit security loan management server(20) offers a deposit security loan service varying the available loan amount of the customer depending on the increase/decrease of the deposit security amount linked with the loan. The deposit security loan management server comprises a deposit security loan control module(40), a deposit security loan module(30), a deposit security loan executing module(50), and a deposit security loan database module(60).
机译:目的:提供一种用于改变可用贷款金额的保证金贷款的系统和方法,以通过根据提供为保证金的存款余额的变化自动改变/管理可用贷款金额,为客户提供方便和廉价的流动性。构成:客户客户(10)从客户那里收到与保证金贷款有关的请求,并将与保证金贷款有关的信息输出给客户。存款保证金贷款管理服务器(20)提供存款保证金贷款服务,其根据与贷款相关联的存款保证金金额的增减来改变客户的可用贷款额。存款保证金贷款管理服务器包括存款保证金贷款控制模块(40),存款保证金贷款模块(30),存款保证金贷款执行模块(50)和存款保证金贷款数据库模块(60)。

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