NEW CREDIT EVALUATING/MANAGING/APPLYING METHOD FOR INTERNET AND MOBILE INDUSTRY SUCH AS BANKING USING ACTIVITY CREDIT, AND COMPUTER-READABLE RECORDING MEDIUM RECORDING PROGRAM FOR THE SAME

摘要

PURPOSE: A new credit evaluating/managing/applying method for the Internet and a mobile industry such as the banking using the activity credit, and a computer-readable recording medium recording a program for the same are provided to use the activities on the Internet as the credit of a user by evaluating the credit according to the activity not-directly related to money. CONSTITUTION: A main server receives/stores an activity credit performance plan reported from a member. The activity of the member on the Internet is recorded/stored and is compared with the activity credit performance plan. A difference extracted from a program is informed to the member. The non-performance is checked based on a predetermined rule such as a predetermined period and a predetermined frequency. When the non-performance is continued, a predetermined restriction such as the Internet use restriction is applied to the member.