PROXY PAYMENT METHOD FOR INVESTMENT AND LOAN USING INTERNET BY CONNECTING INVESTOR AND DEBTOR

摘要

PURPOSE: A proxy payment method for investment and loan using the Internet is provided to offer an Internet investment/proxy payment service to make a banking institution easily connect a debtor and an investor, and enhance user's convenience by offering a search window for inquiring investment/proxy payment goods fit to the investor or the debtor. CONSTITUTION: A proxy payment server receives investment application from investment customers(S304). The proxy payment server receives proxy payment application from proxy payment customers(S306). After examining that the proxy payment application satisfies a proxy payment condition, a proxy payment approval is informed to the proxy payment customer through an electronic communication medium if the proxy payment is approved(S312). If a proxy payment agreement is received from the proxy payment customer, the loan of the proxy payment customer is paid as a proxy and a proxy payment result is recorded to a proxy payment customer database(S316). If a repayment cause is generated for the paid proxy payment, the paid proxy payment is collected and a collection result is recorded to the proxy payment database.