SYSTEM AND METHOD FOR IMPROVING PROFIT STRUCTURE USING NON-INTEREST FINANCIAL GOODS BY USING WIRED/WIRELESS INTERNET BANKING NON-ACCOUNT DEPOSIT

摘要

PURPOSE: A system and a method for improving a profit structure using non-interest financial goods by using a wired/wireless Internet banking non-account deposit are provided to construct a refundment lot-money saving account and a sliding lot-money system. CONSTITUTION: The system comprises a financial server(300), a user terminal(100), diverse financial services(400), a financial server of other bank(500), and foreign financial servers(600). The user terminal receives an Internet-only non-account and diverse financial services after registration by connecting to the financial server. The financial server issues the Internet-only non-account to domestic/overseas users connected through the wired/wireless Internet, provides electronic banking transactions, and offers diverse financial services such as automatic input/withdrawal, transfer, and inquiry by using refundment lot-money and sliding lot-money.