METHOD FOR REMOTE AGREEMENT OF LENDING USING VAN-BASED TERMINALS AND ID CARDS TO ENHANCE USER CONVENIENCE AND TO IMPROVE SECURITY

摘要

PURPOSE: A method for remote agreement of lending are provided to improve security of lending agreement by using an ID card and to enhance user convenience by using popular VAN(Value Added Network) terminals. CONSTITUTION: A user is registered to a service provider. An ID card having an embedded authentication key is issued to the user. A VAN terminal(10) requests remote authentication process to the service provided by using the ID card. Remote authentication request information is acknowledged by the service provider and an authentication request is transmitted to the user by using SMS(Short Messaging Service). The user monitors application history via the VAN terminal and performs remote authentication by using the VAN terminal. When authenticated, the service provider provides corresponding services.