A system and method of accessing banking services via a mobile telephone

摘要

A system and method of accessing banking services via a mobile telephone comprises a first interface for communicating with a mobile telephone over a network; and a second interface for communication with an intermediary acting as a gateway to banking records. A balance request is submitted to the bank record, and a reply is provided for display on the mobile telephone. The first interface may incorporate PIN Block 3DES encryption. The first interface may further comprise a lightweight transport security (LTS) encryption system. A database may be provided that holds registered postcodes and Mobile Station ISDNs (MSISDNs) for the user. The banking service may include a mobile telephone account top up.