LOAN METHOD AND LOAN SYSTEM WITH SECURITY DOCUMENT AS COLLATERAL

摘要

PROBLEM TO BE SOLVED: To provide a loan method and a loan system with a security document as collateral, allowing easy reception of a loan from a bank with a stock or the like kept by a brokage firm as the collateral.;SOLUTION: When accessing a bank Web server 7 from a client 7 via the Internet 8 and applying for the loan on the basis of the security document, the bank Web server 7 outputs application information to a bank server 5, the bank server 5 inquires of a brokage firm server 1 whether collateral setting is possible or not in a state that a bank code is attached, the brokage firm server 1 calculates a collateral settable amount by a current price, a multiplier, quantity of the security document held by a user, and returns a result to the inquiry from the bank server 5, and the bank server 5 performs loan setting processing to a customer applying for the loan when the collateral setting is possible, and display-outputs loan setting completion to the client 9 through the bank Web server 7.;COPYRIGHT: (C)2007,JPO&INPIT