Financial transaction system using a mobile phone with TV phone function, the banking system, the money lending transaction system, the postal savings trading system, the securities trading system and the postal life insurance trading system

摘要

[Object of the present invention is to effectively utilize the TV phone function with mobile phones and the Internet network, etc., enough satisfaction is obtained for the customer, also, a mobile phone with TV phone features that can be improved operational efficiency in the financial agency, etc. providing a banking system utilizing the. A present invention includes a management system 2 of the bank, and customers of the TV phone function with mobile phone 20B or computer terminal 20C, the mobile telephone 20B with a TV phone function that includes a communication network 30 which connects these a banking system 1 utilizing, management system 2 has a Web server 44, a financial transaction management server 39, a person in charge of terminal 46, a mail server 45, and information storage processing means 51, a financial Prior to contract processing by the transaction management server 39, the question by TV telephone respect financial transactions between a customer's mobile phone 20B and the management system 2, it is obtained to perform information communication including voice information answers like. .BACKGROUND