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METHOD AND SYSTEM FOR CONTROL Computerised financial accounts, method of controlling the amount of available balance on the account, way to transfer funds to the account, a computerized system for the transfer of funds to the account AND METHOD FOR THE FINANCIAL ACCOUNT TIED TO prepaid card
METHOD AND SYSTEM FOR CONTROL Computerised financial accounts, method of controlling the amount of available balance on the account, way to transfer funds to the account, a computerized system for the transfer of funds to the account AND METHOD FOR THE FINANCIAL ACCOUNT TIED TO prepaid card
1.a computerized u0443u043fu0440u0430u0432u043bu0435u043du0438u00a0 financial account u0441u0432u00a0u0437u0430u043du043du044bu043c card designed u0434u043bu00a0 of end user u0434u043bu00a0 purchases of goods and services recipients of payment receiving card as payment, and established financial issuer card, u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0, u043eu043fu0440u0435u0434u0435u043bu00a0u044eu0442 level of u0441u0432u00a0u0437 u0430u043du043du0443u044e account and u0437u0430u0432u0438u0441u00a0u0449u0443u044e of fundsby the end user u0434u043bu00a0 u0438u0441u043fu043eu043bu044cu0437u043eu0432u0430u043du0438u00a0 with that account, and u0430u0432u0442u043eu0440u0438u0437u0438u0440u0443u044eu0442 u043fu043eu043bu0443u0447u0430u0442u0435u043bu00a0 payment receiving additional funds from the end u043fu043eu043bu044cu0437u043eu0432u0430 u0442u0435u043bu00a0 and an increase in the ceiling, and the transfer of u043fu043eu043bu0443u0447u0430u0442u0435u043bu00a0 payment data on u0443u0432u0435u043bu0438u0447u0438u0432u0430u0435u043cu043eu0439 amount through an electronic u0441u043eu043eu0431u0449u0435u043du0438u00a0 in equipped u0442u0432u0438u0438 formatselected from the group of message formats in the financial industry standard formats, u0441u043eu0441u0442u043eu00a0u0449u0435u0439 u043fu043eu043fu043eu043bu043du0435u043du0438u00a0 accounts, u043au0440u0435u0434u0438u0442u043eu0432u0430u043du0438u00a0, return and u0430u043du043du0443u043bu0438u0440u043eu0432u0430u043du0438u00a0.;2. method for u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0 1, so that the broadcast message from the u043fu043eu043bu0443u0447u0430u0442u0435u043bu00a0 payment through a terminal at the point of sale, which generate a message when choosing for the u043bu0443u0447u0430u0442u0435u043bu0435u043c payment functions terminal u0434u043bu00a0 u043fu043eu043fu043eu043bu043du0435u043du0438u00a0 accounts, u043au0440u0435u0434u0438u0442u043eu0432u0430u043du0438u00a0, return or u0430u043du043du0443u043bu0438u0440u043eu0432u0430u043du0438u00a0.;3. method for u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0 1, so that further u043eu0441u0443u0449u0435u0441u0442u0432u043bu00a0u044eu0442 check authorization cards on the basis of u0441u043eu043eu0431u0449u0435u043du0438u00a0 in industrial standard.;4. method for u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0 1, so that further u043eu0441u0443u0449u0435u0441u0442u0432u043bu00a0u044eu0442 operation to account, in which each receiver monitors and u0434u0435u0431u0435u0442u043eu0432u0430 payment credit the end of each account u043fu043eu043bu044cu0437u043eu0432u0430u0442u0435u043bu00a0.;5. method for u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0 p.4, so that calculations on account payment u043fu043eu043bu0443u0447u0430u0442u0435u043bu00a0 u043fu0440u043eu0438u0437u0432u043eu0434u00a0u0442 periodically.;6. method for u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0 1, so that the card complies with the standard CR80.;7. method for u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0 1, so that the card is in the form of u0431u0440u0435u043bu043eu043au0430.;8.u043au043eu043cu043fu044cu044eu0442u0435u0440u0438u0437u0438u0440u043eu0432u0430u043du043du0430u00a0 system u0434u043bu00a0 u0443u043fu0440u0430u0432u043bu0435u043du0438u00a0 financial account issuer u043eu0442u043bu0438u0447u0430u044eu0449u0430u00a0u0441u00a0 financial cards, because it contains the first software block reception the data u043eu0442u043du043eu0441u00a0u0449u0438u0445u0441u00a0 for payment of goods and services account, u0441u0432u00a0u0437u0430u043du043du043eu0433u043e card, u044du043cu0438u0442u0438u0440u043eu0432u0430u043du043du043eu0439 end-user programming block, the second authentication u043fu0440u0438u043eu0431u0440u0435u0442 u0435u043du0438u00a0 goods and services, depending on the amount of credit available.u0441u0432u00a0u0437u0430u043du043du043eu0433u043e with the account, and the third programming block u0443u0432u0435u043bu0438u0447u0435u043du0438u00a0 amount of affordable credit, u0441u0432u00a0u0437u0430u043du043du044bu0439 with first and second blocks with the possibility of u043fu043eu043bu0443u0447u0435u043du0438u00a0 from u043fu043eu043bu0443u0447u0430u0442u0435u043bu00a0 p u043bu0430u0442u0435u0436u0430 u0441u043eu043eu0431u0449u0435u043du0438u00a0 with data on the amount of credit in the u0443u0432u0435u043bu0438u0447u0435u043du0438u00a0 format selected from the group of message formats in the financial industry standard, u0441u043eu0441u0442u043eu00a0u0449u0435u0439 of u0444u043eu0440u043cu0430u0442u043e in u043fu043eu043fu043eu043bu043du0435u043du0438u00a0 accounts, u043au0440u0435u0434u0438u0442u043eu0432u0430u043du0438u00a0, return and u0430u043du043du0443u043bu0438u0440u043eu0432u0430u043du0438u00a0.;9. system u043eu0442u043bu0438u0447u0430u044eu0449u0430u00a0u0441u00a0 point 9, so that the first, second and third program blocks u00a0u0432u043bu00a0u044eu0442u0441u00a0 constituent u0447u0430u0441u0442u00a0u043cu0438 larger software block.;10. u043eu0442u043bu0438u0447u0430u044eu0449u0430u00a0u0441u00a0 system so that the first, second and third program blocks contain u0441u043eu0441u0442u0430u0432u043bu00a0u044eu0449u0438u0435 their u043fu043eu0434u0431u043bu043eu043au0438.;11.method u0440u0435u0433u0443u043bu0438u0440u043eu0432u0430u043du0438u00a0 values available account balance, u0441u0432u00a0u0437u0430u043du043du043eu043c conduct financial transactions, through the u043fu043eu043bu0443u0447u0435u043du0438u00a0 funds from the account holder, exce u0447u0430u044eu0449u0438u0439u0441u00a0, u043eu0441u0443u0449u0435u0441u0442u0432u043bu00a0u044eu0442 generation in the terminal at the point of sale of electronic u0441u043eu043eu0431u0449u0435u043du0438u00a0, comprising data regarding the funds,this text choose from a group of message formats in the financial industry standard formats, u0441u043eu0441u0442u043eu00a0u0449u0435u0439 u043fu043eu043fu043eu043bu043du0435u043du0438u00a0 accounts, u043au0440u0435u0434u0438u0442u043eu0432u0430u043du0438u00a0, return and an. u043du0443u043bu0438u0440u043eu0432u0430u043du0438u00a0 and u043eu0441u0443u0449u0435u0441u0442u0432u043bu00a0u044eu0442 transfer generated u0441u043eu043eu0431u0449u0435u043du0438u00a0 issuer card support.;12. method for u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0 p.11, however, that the u0441u0432u00a0u0437u0430u043d with card of the account holder.;13. method for u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0 p.11, however, that the account holder u00a0u0432u043bu00a0u0435u0442u0441u00a0 physical person.;14.method u043fu0435u0440u0435u0447u0438u0441u043bu0435u043du0438u00a0 funds, u0441u0432u00a0u0437u0430u043du043du044bu0439 with prepaid card, u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0, u043eu0441u0443u0449u0435u0441u0442u0432u043bu00a0u044eu0442 over electronic u0441u043eu043eu0431u0449u0435u043du0438u00a0 format financial industrial standard, which is not u043eu0431u00a0u0437u0430u0442u0435u043bu044cu043du043e u0438u043du0442u0435u0440u043fu0440u0435u0442u0438u0440u0443u0435u0442u0441u00a0 as team to change the account prepaid cards, then the u0441u043eu043eu0431u0449 u043eu0441u0443u0449u0435u0441u0442u0432u043bu00a0u044eu0442 u0435u043du0438u00a0 interpreted his data to increase the amount of funds in the accountu0441u0432u00a0u0437u0430u043du043du043eu043c with a prepaid card, and u043eu0441u0443u0449u0435u0441u0442u0432u043bu00a0u044eu0442 the increase on the basis of the data u0441u043eu043eu0431u0449u0435u043du0438u00a0.;15. method for u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0 p.15, however, that the cards provide immediate access to the amount of funds in the account, u0441u0432u00a0u0437u0430u043du043du043eu043c with prepaid card, after her u043cu0435u043du0435u043du0438u00a0.;16. method for u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0 question 14, so that the decryption of the u0441u043eu043eu0431u0449u0435u043du0438u00a0 u043fu0440u043eu0432u043eu0434u00a0u0442 comparison data in communication with the previously committed u043eu043fu0435u0440u0430u0446u0438u00a0u043cu0438 with the account.;17. method for u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0 p.14, so that to obtain u0441u043eu043eu0431u0449u0435u043du0438u00a0 further u043eu0441u0443u0449u0435u0441u0442u0432u043bu00a0u044eu0442 operation input of account in the force.;18.u043au043eu043cu043fu044cu044eu0442u0435u0440u0438u0437u0438u0440u043eu0432u0430u043du043du0430u00a0 system u0434u043bu00a0 u043fu0435u0440u0435u0447u0438u0441u043bu0435u043du0438u00a0 funds, u043eu0442u043bu0438u0447u0430u044eu0449u0430u00a0u0441u00a0 in that it contains a software block of the u0441u043eu043eu0431u0449u0435u043du0438u00a0 in electronic format timely industrial standard, which is not u043eu0431u00a0u0437u0430u0442u0435u043bu044cu043du043e u0438u043du0442u0435u0440u043fu0440u0435u0442u0438u0440u0443u0435u0442u0441u00a0 as a team to change the account prepaid cards, and all the u0441u043eu043eu0431u0449u0435u043du0438u00a0 with inter u043fu0440u0435u0442u0430u0446u0438u0435u0439 his data to increase the amount of funds in the accountu0441u0432u00a0u0437u0430u043du043du043eu043c with prepaid card based on the data u0441u043eu043eu0431u0449u0435u043du0438u00a0.;19.method u0441u043eu0437u0434u0430u043du0438u00a0 financial accounts, u0441u0432u00a0u0437u0430u043du043du043eu0433u043e with prepaid card issuer card through the computer system, the financial supporting u0440u00a0u0434 with u0432u00a0u0437u0430u043du043du044bu0445 with ring of prepaid cards accounts, u043eu0442u043bu0438u0447u0430u044eu0449u0438u0439u0441u00a0, u043eu0441u0443u0449u0435u0441u0442u0432u043bu00a0u044eu0442 electronic u0441u043eu043eu0431u0449u0435u043du0438u00a0 reception in accordance with the format selected from the group for u0441u043eu043eu0431u0449u0435u043du0438u00a0 mats in the financial industry standardu0441u043eu0441u0442u043eu00a0u0449u0435u0439 formats u043fu043eu043fu043eu043bu043du0435u043du0438u00a0 accounts, u043au0440u0435u0434u0438u0442u043eu0432u0430u043du0438u00a0, return and u0430u043du043du0443u043bu0438u0440u043eu0432u0430u043du0438u00a0 and message contains data on a card, then u043fu0440u043eu0432u0435u0440u00a0u044eu0442 line non card one of the u0440u00a0u0434u0430 existing accounts and, if such u0441u043eu043eu0442u0432u0435u0442u0441u0442u0432u0438u00a0 not found, create a new account, the number of cards.
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