METHOD FOR DETERMINING NECESSARY INSURANCE AMOUNT OF LIFE INSURANCE

摘要

PROBLEM TO BE SOLVED: To provide a method for calculating a necessary benefit of life insurance and an amount deducted, and determining a necessary insurance amount of life insurance matched to a person insured so as not to be disadvantageous for an insurance contractor, an insurance premium payer, the person insured, and an insurance beneficiary.;SOLUTION: When a retrieval condition of the person insured is inputted to an input screen of a personal computer, the amount deducted is calculated from the necessary benefit, and the necessary insurance amount of life insurance for the person insured is determined. Whether the necessary insurance amount is matched to the person insured or not is determined by checking the necessary benefit, amount deducted and necessary insurance amount calculated from the retrieval condition for each item and for each expense item, and correcting and recalculating. If an amount not matched to the person insured is present, the amount of the corresponding item or expense item is corrected and recalculated to determine the necessary benefit, amount deducted and necessary insurance amount matched to the person insured. Consequently, disadvantage for the insurance contractor, the insurance premium payer, the person insured, and the insurance beneficiary such as excess or deficiency of the necessary insurance amount of life insurance can be eliminated.;COPYRIGHT: (C)2007,JPO&INPIT