System and Method for Processing Financial Transaction, Devices for Processing Financial Transaction, and Recording Medium

摘要

The present invention is given to the token generation program included in a financial transaction processing method, and relates to a system, at least one or more financial transaction device information and / or the financial transaction means owning customer information and said customer wireless terminal in a predetermined information storing means information storage step in association with the token creation program for storing information in a storage medium; When performing a predetermined server on the network with access to financial transactions in wired client terminal, it provided the token code of the token comprising the steps of: providing a predetermined code generated by the token generating program provided in the wireless client terminal to the server; In conjunction with the storage medium (or a storage medium operating means) on the server, wherein the banking financial transaction device information and / or the financial transaction means owning customer information corresponding to the transaction (and / or the customer's own wireless terminal information) and the linked check the authentication token generation step and program information, program information generated by using the token to authenticate the validity of the token code; And according to the validity authentication result from the server, and financial transaction processing the financial transactions; and characterized in that comprises a. ; Thereby, the more possible secure financial transactions through a temporal and / or predetermined token codes that are volatilized by a given random variables, and financial transaction device information (e.g., financial account information, credit card information, debit card, cash card, check card, prepaid card, electronic money is no exposure information, etc.), more convenient and secure financial transactions. ; Financial transactions, the token code