SYSTEM AND METHOD FOR VICARIOUS EXECUTION OF SETTLEMENT USING ELECTRONOC MONEY

摘要

A system and a method for performing payment using electronic cash are provided to perform the payment without exposing personal information and requiring prepayment, and enable an online payment service to collect a payment price without delay. Each user terminal(50,44-1 - 44-n) uses an online payment service. A user terminal manager(40) includes electronic cash terminals(42,52) and manages the user terminals. The online payment service part(2) requests electronic cash payment through an agent if the user terminal requests the electronic cash payment after selecting an item, and charges an electronic cash payment request amount of a user when the payment through the agent is approved. An electronic cash payment agent service part(4) requests the electronic cash terminal to approve the vicarious payment if the vicarious payment is valid by using an internal database, and approves the vicarious payment to the online payment service part if balance of the electronic cash is enough and a vicarious payment approval is received from a user interface.