Computer-Facilitated Account-Transaction System and Method with Multi-Entity Control Logic

摘要

Systems and methods for use with accounts held at financial institutions and educational institutions are implemented according to a variety of embodiments. According to one such embodiment, a computer-facilitated system is implemented for use with a first set of accounts held at a financial institution and a second set of accounts held at an educational institution. The accounts are associated with a common set of users and a set of user articles containing user identification information for the set of users. An account setup interface receives user data to establish a first account in the first set of accounts and a second account in the second set of accounts. Control logic stores account information and access rules in respective databases. The account information includes an association between the first and second accounts. An account access interface provides access to the accounts in response to user articles or access codes.