A METHOD AND A SYSTEM FOR PROCESSING AN SMS MESSAGE OR FOR CARRYING OUT A PROCESS IN RESPONSE TO AN SMS MESSAGE FROM AN SMS ENABLED DEVICE

摘要

A system (1) for facilitating the transfer of funds from an SMS originating device (3) (9) to an SMS receiving device (5) supported by telecommunications networks (10), comprises a detecting circuit (12) in each network (9,10) for detecting an SMS message commencing with a predefined identifying element, namely, a '#' symbol which indicates that the SMS message is to be subjected to processing prior to being delivered to the SMS receiving device (5). It identifies the SMS originating device (3) and the SMS receiving device (5) by both their telephone number. And (14) obtains particulars of the bank accounts associated with the SMS originating (3) and with receiving devices (5) and transfers by electronic banking the amount of funds which is identified in the SMS message as being the amount to be transferred to the bank account of the receiving device (5). By the processing circuit (14) which then transmits an SMS message to both the SMS originating and the SMS receiving device (5) confirming successful transfer of the funds. Topping up the telephone account of an SMS receiving device (5) from an SMS originating device (3), carrying out translation of an SMS message spell checking or determining the location of the SMS originating device (3), are possible.