METHOD AND SYSTEM OF HIRE-PURCHASE FINANCE USING CREDIT CARD

摘要

A kind of method and system, for provide use a credit card one monthly payment plan financial service, be arranged to enable a user easily buy goods with credit card by be temporarily increased the service limits of credit card and when user buys scheduled cargo under a scheduled condition and user on an internal contract one monthly payment plan mode base in collect a payment amount. One limit adjuster (230) increases whole limits of primary existing credit card, service limits by increasing by a new credit card enables one to the service limits of existing credit card, after depositing a predetermined quantity, it is registered in a monthly payment plan financial service, buys scheduled cargo. One payment approval person (240) receives the requirement to approval for the lump-sum payment of a price of the scheduled cargo from a credit card member shop terminal, and approval payment is when part is when the time limit of an agreement is using monthly payment plan financial service. One settler (250) is converted into quantity monthly payment plan mode from the additional limit of new credit card and subtracts deposit amount, shifts the payment amount of approval to a credit card member shop, payment, which is paid by instalments, arrives part.