A SYSTEM OF FINANCE CLUB USING INTERNET BANKING AND THE METHOD THEREOF

摘要

A system and a method for providing a finance club service through Internet banking are provided to enable a user to transfer and inquire a deposit of an account of family members or other users within a predetermined right on the Internet by forming the finance club with the registered family members or other users. A finance member account/right manager(110) manages account and right information of finance club members, and determines a financial service request of the members depending on the right information. An Internet banking processor(120) processes the financial service by transferring the request to an Internet banking server and stores service details. An additional service provider(130) provides additional services related to a financial facility to the members. A controller(140) controls information of each component and a database(150) stores the information of each component. The additional service manager applies a preferential interest rate to the members when a sum of the balances of the accounts of the members is bigger than a level predetermined by the financial facility.