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SYSTEM AND METHOD FOR MANAGING LOAN INTEREST FLUCTUATING GOODS CORRESPOND GRADE AND PROGRAM RECORDING MEDIUM

机译:管理贷款利息波动等级和程序记录介质的系统和方法

摘要

A kind of system and method, record media for managing the loan product and its program that change an interest rate according to a school record is provided to safe prospect, increase by a new customer invitation ratio, the student that research is concentrated on by management loan product manufacture, changes interest rate according to the school record of student. One information register stores loan product application message, the school record information of a memory bank including customer information and by the connection with customer account information. One loan processor deposits loan amount corresponding with the loan product to a clients' accounts. One information receiver receives customer information and new school record information from client, obtains new school record (715). One information checker checks the pervious school record information link with customer information with memory bank (730) by connection. When the school record of client is lowered by, a station information processor increases the interest rate of client, or reduces interest rate when school record is enhanced (745).
机译:一种系统和方法,用于管理贷款产品的记录介质及其根据学校记录改变利率的程序提供给安全的前景,以新的客户邀请率增加,研究集中于管理的学生贷款产品制造,根据学生的学习成绩改变利率。一个信息寄存器存储贷款产品申请消息,包括客户信息的存储银行的学校记录信息以及通过与客户账户信息的连接。一个贷款处理器将与贷款产品相对应的贷款金额存入客户的帐户。一个信息接收者从客户接收顾客信息和新的学校记录信息,获得新的学校记录(715)。一个信息检查器通过连接检查以前的学校记录信息链接与带有存储库的顾客信息(730)。当降低客户的学校记录时,站信息处理器增加客户的利率,或者在提高学校记录时降低利率(745)。

著录项

  • 公开/公告号KR20080090099A

    专利类型

  • 公开/公告日2008-10-08

    原文格式PDF

  • 申请/专利权人 SHINHAN BANK;

    申请/专利号KR20070033180

  • 发明设计人 LEE JUN KYU;

    申请日2007-04-04

  • 分类号G06Q40/00;

  • 国家 KR

  • 入库时间 2022-08-21 19:52:53

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