A kind of method and system, a kind of lesser object wireless terminal base fiduciary loan service and a record media are provided, it is arranged to that minor is allowed to be provided a fiduciary loan thus, based on a call rate monthly, a data communication charge or about the debt information of communication expense, within limit. It includes that wherein a personnel are responsible for issuing card user staff terminal that a kind of system for providing a kind of lesser object wireless terminal base fiduciary loan service, which signs and issues mechanism including one or more cards, one client terminal, including one or more wireless terminals or power lug, its client uses, if the card of non-facing mode signs and issues system supports card and signs and issues request and a card issuing server (100), belong to a communication common carrier, passes through one communication channel of network connection and client terminal or staff terminal.
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