SYSTEM AND METHOD FOR MANAGING MINUS LOAN ACCOUNT AND PROGRAM RECORDING MEDIUM

摘要

If the balance of an account be it is negative, the record media that A subtracts loan account mode of operation and system and a program is provided to thus had previously blocked undesirable transaction, to minimize loan interest. Account opening server (100,105) subtracts the predetermined of loan account opening, and storage subtracts loan account information, is used in a negative loan account of predetermined storage medium management. According to the special transaction by the operational base in negative loan account information, an account operates server (110) and subtracts loan account operation completion. One financial system stores and operates ledger information corresponding with negative loan account. One interface module of financial system provides interface among the component of financial system.