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APPARATUS AND METHOD FOR REGISTERING ELECTRONICALLY RECORDED CREDIT OBLIGATION

机译:用于注册电子记录的信用卡债务的装置和方法

摘要

PROBLEM TO BE SOLVED: To provide an electronically recorded credit obligation registration device for registering an electronically recorded credit obligation, in a recording ledger of an electronically recorded credit obligation recording institution which is superior in convenience, when purchasing a credit obligation.;SOLUTION: Upon the receipt of a request for registering an electronically recorded credit obligation from a debtor, a credit obligation registration system 10 determines whether the credit obligation can be purchased; and stores the contents of the received electronically recorded credit obligation in a credit obligation information DB 20, with a flag indicating whether the purchase is possible. The electronically recorded credit obligation is stored in a recording ledger of an electronically recorded credit obligation DB 50 by a recording institution system 40. When a request for purchasing an electronically recorded credit obligation is received from a creditor, a credit obligation purchase system 30 determines whether the purchase is possible, by referring to the flag in the credit obligation information DB 20, and requests a transfer record to the recording institution system 40, when the purchase is implemented. Accordingly, quick purchase of credit obligations can be implemented.;COPYRIGHT: (C)2010,JPO&INPIT
机译:解决的问题:提供一种电子记录的信用义务登记装置,用于在电子记录的信用义务记录机构的记录分类帐中登记电子记录的信用义务,该装置在购买信贷义务时具有较高的便利性。信用债务登记系统10从债务人接收到注册电子记录的信用债务的请求后,确定是否可以购买该信用债务;并将接收到的电子记录的信用义务的内容存储在信用义务信息DB 20中,并带有表示是否可以购买的标志。记录机构系统40将电子记录的信用义务存储在电子记录的信用义务DB 50的记录分类帐中。当从债权人收到购买电子记录的信用义务的请求时,信用义务购买系统30确定是否当执行购买时,可以通过参考信用义务信息DB 20中的标记来购买,并且向记录机构系统40请求转移记录。因此,可以执行信用债务的快速购买。;版权所有:(C)2010,JPO&INPIT

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