首页> 外国专利> SYSTEMS, METHODS AND MACHINE-READABLE MEDIUMS FOR SUBMITTING ELECTRONIC LOAN APPLICATIONS TO A LENDING INSTITUTION WITH REAL-TIME COMMERCIAL AND FINANCIAL DATA

SYSTEMS, METHODS AND MACHINE-READABLE MEDIUMS FOR SUBMITTING ELECTRONIC LOAN APPLICATIONS TO A LENDING INSTITUTION WITH REAL-TIME COMMERCIAL AND FINANCIAL DATA

机译:用于向具有实时商业和财务数据的借贷机构提交电子贷款申请的系统,方法和机器可读介质

摘要

Systems, methods and machine-readable mediums for processing electronic loan applications to match with one or more lending institutions. The systems may include a storage device and a processor. The storage device may store commercial and financial data for a plurality of businesses and selection criteria data for a plurality of lending institutions. The processor may be configured to receive a loan application from the at least one of the plurality of businesses, generate a report on a financial condition of at least one of the plurality of businesses based on the financial data and the commercial data, apply the selection criteria data to filter the at least one of the plurality of businesses based on its financial condition and to automatically select one or more lending institutions from the plurality of lending institutions, and transmit the report and the loan application to a lending institution terminal for each of the selected lending institutions. The computer readable mediums provide instructions to cause the processor to perform the operations above.
机译:用于处理电子贷款申请以与一个或多个贷款机构匹配的系统,方法和机器可读介质。该系统可以包括存储设备和处理器。存储设备可以存储用于多个企业的商业和金融数据以及用于多个借贷机构的选择标准数据。所述处理器可以被配置为从所述多个企业中的至少一个接收贷款申请,基于所述金融数据和所述商业数据来生成关于所述多个企业中的至少一个的财务状况的报告,应用所述选择。标准数据,以根据其财务状况过滤多个业务中的至少一个,并自动从多个贷款机构中选择一个或多个贷款机构,并将报告和贷款申请传输给每个贷款机构终端选定的贷款机构。所述计算机可读介质提供指令以使处理器执行上述操作。

著录项

  • 公开/公告号US2010250426A1

    专利类型

  • 公开/公告日2010-09-30

    原文格式PDF

  • 申请/专利权人 EDSON SILVA;

    申请/专利号US20090500173

  • 发明设计人 EDSON SILVA;

    申请日2009-07-09

  • 分类号G06Q40/00;

  • 国家 US

  • 入库时间 2022-08-21 18:53:24

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