METHOD FOR MANAGING OR USING PLATFORM CAPABLE OF PROVIDING ONE OR MORE SECURED LOAN AS CUSTOMIZED SECURED LOAN TO ELIGIBLE LENDERS, AND SERVER AND FINANCIAL INSTITUTION TERMINAL BY USING SAME

摘要

In the method of operating or using a platform for providing customized mortgage loan products to qualified mortgage loans, when (a) the purpose of the loan and the type of specific real estate to be provided as collateral are obtained from the user terminal, (i) the type of the specific real estate (I-1) If the specific real estate type is the type of real estate market price provided by the real estate market price providing server, the user terminal Request specific location information of a specific real estate and specific detailed information of the specific real estate, and refer to the specific location information and the specific detailed information obtained from the user terminal to obtain a specific real estate price of the specific real estate from the real estate price providing server And (i-2) when the type of the specific real estate is not the type for which the real estate price is provided by the real estate price providing server, the specific location information, the specific detailed information, and the specific real estate are sent to the user terminal. To obtain the specific location information, the specific detailed information, and the expected real estate market price from the user terminal by requesting the expected real estate price of the user terminal, and (ii) the user by requesting bond information corresponding to the specific real estate to the user terminal The process of obtaining the security information corresponding to the specific real estate by obtaining the bond information from the terminal, and when the user information is obtained from the user terminal, the user''s credit information and the user''s expected information are stored using the user information. And requesting the loan application amount to the user terminal to obtain the loan application amount desired by the user from the user terminal, and requesting the user terminal to select the user''s job from among the preset job groups, and the user terminal When the user''s specific job is obtained from, the user''s credit information is obtained by requesting income information corresponding to the specific job from the user terminal to obtain the user''s income information from the user terminal. And the process of obtaining the user''s income information, and user collateral loan application information by referring to at least one of the specific real estate type, the security information, the user''s credit information, the user''s income information, and the loan application amount. Through the process of creating a user collateral loan referring to at least one of the loan purpose corresponding to each of the users, the type of real estate, the collateral information, user credit information, user income information, the loan application amount, and user additional information In a state in which application information is generated, when financial institution terminals are connected, the security loan product providing server receives the user security loan application information from a first target customer category preset by each of the financial institutions to the i-the i is 1 A step of categorizing corresponding to each target customer category, and supporting the classified first target customer category to the i-th target customer category to display the user security loan application information on the financial institution terminals; And (b) when secured loan products including loan availability conditions corresponding to the user secured loan application information for each of the first target customer category to the i-th target customer category are obtained from the financial institution terminals, the secured loan The product providing server classifies the secured loan products for each user and transmits the secured loan products classified for each user to each of the user terminals, thereby allowing each of the user terminals to provide a secured loan product corresponding to each of the users. Assisting to display them; It relates to a method including.