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Loan information providing system, loan information providing method and loan information providing program

机译:贷款信息提供系统,贷款信息提供方法和贷款信息提供程序

摘要

PROBLEM TO BE SOLVED: To provide a loan information providing system, a loan information providing method, and a loan information providing program for efficiently giving guidance to a customer about a change of the maximum amount.;SOLUTION: A transaction reception server 20 includes a pre-approval data storage part 23 for recording data about first maximum amount and second maximum amount. A control unit 21 acquires cash card information of a user using an automated teller machine 10. The control unit 21 then determines whether or not the amount has been increased. When it is not, the control unit 21 determines if a reference period has passed, determines a doubtful debtor, compares the second maximum amount with the first maximum amount, and determines the number of display times. As a result of the determination, guidance for increasing the amount of a card loan is output at the automated teller machine. When an application is finally made, the amount is increased to the second maximum amount. On the other hand, when the application is not made after all, the control unit 21 updates the number of display times.;COPYRIGHT: (C)2010,JPO&INPIT
机译:解决的问题:提供一种贷款信息提供系统,一种贷款信息提供方法和一种贷款信息提供程序,以有效地指导客户有关最大金额的变更。解决方案:交易接收服务器20包括:预先批准数据存储部分23用于记录关于第一最大量和第二最大量的数据。控制单元21使用自动柜员机10获取用户的现金卡信息。控制单元21然后确定金额是否已经增加。如果不是,则控制单元21确定参考时期是否过去,确定可疑债务人,将第二最大金额与第一最大金额进行比较,并确定显示次数。作为确定的结果,在自动柜员机上输出用于增加卡贷款额的指导。当最终提出申请时,该数量增加到第二个最大数量。另一方面,当最终未提出申请时,控制单元21更新显示次数。版权所有:(C)2010,JPO&INPIT

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